

Kalpna Sharma
Mortgage Agent Level 2
VP Commercial Lending
Ontario
VP of Commercial Lending. Structures financing for apartment buildings, retail, office, and industrial properties across Ontario.

Evolv Mortgage Group
Independently owned and operated (FSRA#13833)
We provide personalized guidance, access to hundreds of lenders, and expert advice tailored to your situation — with competitive rates and no hidden fees.
Start here
Owning your first home is exciting — but it comes with hundreds of questions. We've helped families across Canada get the answers they need. Explore our most popular pathways below.

We make buying easy. Start your journey with Evolv Mortgage Group and let us guide you through the mortgage process.
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Find more renewal and refinance options. Lower rates, better terms, and potential long-term savings.
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Apartment buildings, shopping centres, office buildings and industrial properties — we have you covered.
Learn moreApplying for a mortgage couldn't be easier. Just complete our secure application and we'll be in touch shortly.
Apply Now (opens in new tab)Our interactive mortgage calculators will allow you to explore your options and make the right home financing decision.
Start Calculating (opens in new tab)Download the Dominion Lending Centres mobile app for Evolv — manage your mortgage journey on the go.
Download App (opens in new tab)Not sure where to start? Contact Evolv Mortgage Group today for personalized advice from an experienced agent.
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below:
Try Our Payment Amount Calculator (opens in new tab)| Terms | Our Rates | Payment Per $100K | Savings |
|---|---|---|---|
| 6 Months | 4.59 | 558.49 | 197.72 |
| 1 Year | 4.59 | 558.49 | 90.26 |
| 2 Years | 4.39 | 547.37 | 59.53 |
| 3 Years | 4.34 | 544.61 | 15.55 |
| 4 Years | 4.39 | 547.37 | 93.03 |
| 5 Years | 4.39 | 547.37 | 9.44 |
| 7 Years | 4.59 | 558.49 | 105.89 |
| 10 Years | 4.59 | 558.49 | 130.24 |
Please Note: Advertised rates aren't guaranteed and the rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. The advertised rates are provided as guidance only and the accuracy of these rates isn't guaranteed. You're encouraged to speak with an Evolv Mortgage Group broker for the most accurate information and to determine your eligibility.
What we offer
Whether you're buying, renewing, refinancing, or investing, Evolv Mortgage Group has access to the best products and rates available across Canada.

We make buying easy — from first-time buyers to new Canadians and growing families.
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A wide range of commercial financing for apartments, retail, office and industrial properties.
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Renewal, refinance, and reverse mortgage options with access to hundreds of lenders.
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Unlock the value in your home with second mortgages, HELOCs, and reverse mortgage solutions.
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Vacation homes, second properties, and non-resident lending across Canada.
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Rental, resale, and commercial investment property financing tailored to your goals.
Learn moreLeadership
Hands-on experts who still work directly with clients — decades of experience, competitive rates, and advice tailored to your situation.


Mortgage Agent Level 2
VP Commercial Lending
Ontario
VP of Commercial Lending. Structures financing for apartment buildings, retail, office, and industrial properties across Ontario.
Testimonials
Trusting the right mortgage brokerage is vital. Because of our commitment to our clients, we've been able to help many families and individuals achieve their dreams of homeownership.
“I have worked with Marita Talbot many times and she is a fabulous Mortgage agent. She is amazing with her clients and really works hard to put the deal together with the best possible rates.”
“Fil from Dominion and Lending has helped make buying our first home as easy and stress free as possible. She explained everything clearly and diligently, and she also pays close attention to detail.”
“We just bought our first home with the help of Dan and his team for the mortgage. It was a great experience working with them. Dan is very knowledgeable and knows what he does.”
“I would like to thank Paula for all her help to get best interest rate with a reputed bank. I highly recommend Dan and Paula for all your mortgage needs.”
“Dan Simpson's service is second to none! I have been sending my clients to Dan for their mortgage needs for over 10 years. Dan always has the time to assist his clients even on weekends, late evenings and even while he has been vacationing out of country!”
“Dan Simpson and his team preform at an exceptional level. They work around the clock to provide the best service in the region. I highly recommend this team for a seamless mortgage experience.”
“Thank you Richard for your great service. You were very patient and informative throughout the entire process. I appreciate your knowledge and the time you took to ensure we have the right mortgage”
“Richard was very professional and efficient to find the mortgages for us without any inconvenience, especially with the stress that the banks have at this moment for approving a mortgage. Thank you very much.”
“I couldn't imagine a better team to work with. The speed, care, and dedication to their clients is unmatched. I refer all my friends and family here, and I know they are getting the absolute best service!!”
“The Dan Simpson Mortgage team was recommended to me by a realtor I have used for many years. His team and process was great and we could not be happier. ”
“We are so happy we chose Paula to help us with our mortgage! The whole process was super smooth; she understood our scenario and our expectations and helped us with the information we needed to buy our first home!”
Our partners
We have access to hundreds of reputable lending institutions to provide you with more options and the best mortgage products to suit your needs. Below is a snapshot of our lender partners.
Get in touch
Where do I start? What's a pre-approval? What's the best rate for me? No question is too small — we're happy to walk you through it.
When you reach out to Evolv, you're not filling out a form and waiting. You're connecting with an expert ready to help you.

Take the next step
Reach out for lower rates, better terms, and expert advice tailored to your situation. Renewals, refinances, and new purchases start here.